There is a growing belief among many experts that 2012 will be the year housing turns the corner and starts heading in a more positive direction. Whenever we write a post like this, we unleash the hordes of critics wh...

Getting a home signifies financial security and an investment for the future. Owning a home is part of the American Dream. There are some surprising reasons why you can’t get a home. Down Paymen...

Many believe that very few houses are selling and that almost no one can get a mortgage. We want to let everyone know that neither of these assumptions is true. Recently, the National Association of Realtors ...

It’s the time of year that we look ahead and attempt to give our best guesses about the market, the industry, and the effects they may have. So, here are my thoughts about the mortgage world: Interest...

Home prices have registered a huge drop since the real estate bubble burst in 2007, falling 3.4 percent in the year through October according to the S&P/Case-Shiller Home Price Index. But Karl Case, economi...

Like most questions, the answer is “it depends”. Today, I thought I’d give you some things to consider. Let’s begin the discussion with loans that don’t require Mortgage Insurance. The suggestion is t...

The word is out: it’s harder to get a mortgage, maybe impossible. Lenders are clamping down, particularly on financing for foreclosure purchases. Just about everyone says so. Since this...